Personal Banking

Checking Accounts That Work for You

From no balance requirements or maintenance fees to accounts that generate interest on your balance, we have personal checking account options that work for you.

From Susan Ackeridge, Legacy Bank Customer Getting started was quick, easy and efficient. I even left with a debit card in hand.
Personal Personal Banking

Choose the Checking Account for Your Lifestyle— And Get Rewarded!

Relationship Checking Account

Free Checking

Personal Free Checking Account Legacy Bank Ks
  • $100 minimum opening deposit
  • No minimum balance requirements
  • No monthly maintenance fee
  • No per transaction fee
  • Unlimited check writing
  • Refer to Fee Schedule for additional fees that may be assessed
  • Check printing fees vary by the style of check ordered
  • Use your Legacy Bank debit card or show your free Local Legacy reward card to receive discounts at over 100 local businesses!
Personal Free Checking Account Legacy Bank Ks

Shop local. Get rewarded.

Open ANY personal checking account to get Local Legacy discounts at 100+ local businesses.

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Interest Earning Checking Accounts

Interest NOW Checking

Personal Intrest Checking Account Legacy Bank Ks
  • $1,000 minimum opening deposit
  • No monthly maintenance fee if minimum daily balance is $1,000 or higher
  • $8 monthly maintenance fee if minimum daily balance falls below $1,000
  • Interest rate subject to change – interest is compounded and credited monthly
  • Interest is paid on all balances
  • Use your Legacy Bank debit card or show your free Local Legacy reward card to receive discounts at over 100 local businesses!
Personal Intrest Checking Account Legacy Bank Ks
Interest Earning Checking Accounts

Legacy 55 NOW Checking

Personal Intrest55 Checking Account Legacy Bank Ks
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Earn interest with a daily balance of $500 or higher
  • Interest rate subject to change – interest is compounded and credited monthly
  • Free checks (select style only)
  • Use your Legacy Bank debit card or show your free Local Legacy reward card to receive discounts at over 100 local businesses!
Personal Intrest55 Checking Account Legacy Bank Ks
Interest Checking Account Deposit Rates
Note: scroll left and right to view full table.
ProductMinimum Opening DepositInterest RateAPY
Interest NOW Checking$1,0000.15%0.15%
Legacy 55 NOW Checking$1000.15%0.15%

The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.

Please note:

Money Market Checking Accounts

Money Market Account

Personal Money Market Checking Account Legacy Bank Ks
  • $2,500 minimum opening deposit
  • No monthly maintenance fee if daily balance is $2,500 or higher
  • $8 monthly maintenance fee if daily balance is lower than $2,500
  • Six checks per month allowed, a $10 charge will be assessed per withdrawal after six
  • Interest rate subject to change, compounded and credited monthly
  • Use your Legacy Bank debit card or show your free Local Legacy reward card to receive discounts at over 100 local businesses!
Personal Money Market Checking Account Legacy Bank Ks
Money Market Checking Account Deposit Rates
Note: scroll left and right to view full table.
ProductMinimum Opening DepositDaily Balances of:Interest RateAPY
Money Market$2,500Up to $99,999.990.65%0.65%
$100,000—199,999.991.00%1.00%
$200,000 —999,999.991.24%1.25%
$1,000,000 and up1.29%1.30%

The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.

Please note:

  • The interest rate and APY may change after account opening.
  • Fees may reduce earnings.
  • Disclosure

From no balance requirements or maintenance fees to accounts that generate interest on your balance, we have personal checking account options that work for you.

Note: scroll left and right to view full table.
Personal Banking

Customer Resources

discount Apply for a Debit Card

Follow the link below to apply for a debit card through Legacy Bank.

Download Document

discount Apply for a Credit Card

Follow the link below to apply for a debit card through Legacy Bank.

Download Document

discount Access Your Credit Card Statement

Follow the link below to register and access your credit card statement.

Visit Website

discount Personal Check Re-Order

Follow the link below to re-order checks for your personal accounts

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discount Switch Kit

Switching to Legacy Bank? Download the document through the link below to make the switch!

Download Document

Legacy Bank Has Personal Checking Account Options That Work For You!

Visit a nearby branch location to open your personal checking account today.

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