Checking Accounts That Work for You
From no balance requirements or maintenance fees to accounts that generate interest on your balance, we have personal checking account options that work for you.
Why Bank With Legacy
From Susan Ackeridge, Legacy Bank CustomerGetting started was quick, easy and efficient. I even left with a debit card in hand.
Choose the Checking Account for Your Lifestyle— And Get Rewarded!
Free Checking
- No minimum balance requirements
- No monthly maintenance fee
- No per-transaction fee
- Unlimited check writing
- Free E-statements required
- Instant issue debit cards
- 55,000 surcharge-free ATMs
- Refer to Fee Schedule for additional fees that may be assessed
Help Center
Deciding what to do with your money doesn’t have to be overwhelming. Check out our Help Center for
free resources and answers to the most common questions!
Interest NOW Checking
- $1,000 minimum opening deposit
- No monthly maintenance fee if minimum daily balance is $1,000 or higher
- $8 monthly maintenance fee if minimum daily balance falls below $1,000
- Interest rate subject to change – interest is compounded and credited monthly
- Interest is paid on all balances
Interest Checking Account Deposit Rates
Note: scroll left and right to view full table.| Product | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| Interest NOW Checking | $1,000 | 0.05% | 0.05% |
The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.
Please note:
- The interest rate and APY may change after account opening.
- Fees may reduce earnings.
- Interest NOW Checking Disclosure
Money Market Account
- $2,500 minimum opening deposit
- No monthly maintenance fee if daily balance is $2,500 or higher
- $8 monthly maintenance fee if daily balance is lower than $2,500
- Six checks per month allowed, a $10 charge will be assessed per withdrawal after six
- Interest rate subject to change, compounded and credited monthly
Money Market Checking Account Deposit Rates
Note: scroll left and right to view full table.| Product | Minimum Opening Deposit | Daily Balances of: | Interest Rate | APY |
|---|---|---|---|---|
| Money Market | $2,500 | Up to $99,999.99 | 0.15% | 0.15% |
| $100,000—199,999.99 | 0.17% | 0.17% | ||
| $200,000 —999,999.99 | 0.20% | 0.20% | ||
| $1,000,000 and up | 0.25% | 0.25% |
The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.
Please note:
- The interest rate and APY may change after account opening.
- Fees may reduce earnings.
- Disclosure
From no balance requirements or maintenance fees to accounts that generate interest on your balance, we have personal checking account options that work for you.
Note: scroll left and right to view full table.Customer Resources
Switch Kit
Switching to Legacy Bank? Download the document through the link below to make the switch!
Download Document
Personal Check Re-Order
Follow the link below to re-order checks for your personal accounts
Visit Website Access Your Credit Card Statement
Follow the link below to register and access your credit card statement.
Visit Website Apply for a Credit Card
Follow the link below to apply for a credit card through Legacy Bank.
Visit Website Apply for a Debit Card
Follow the link below to apply for a debit card through Legacy Bank.
Download DocumentLegacy Bank Has Personal Checking Account Options That Work For You!
Visit a nearby branch location to open your personal checking account today.
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