Special CD Rate Disclosure

Annual Percentage Yield accurate as of 11/10/2022. $5,000 minimum balance to obtain the APY. You have the option to increase your interest rate one time during the initial term of this Certificate of Deposit. You may use this option at any time. You may increase your rate to the rate Legacy Bank offers on a new 18-month Certificate of Deposit at the time you exercise this option. You will be paid the new rate for the remainder of the term of the Certificate of Deposit. There is the possibility that this rate may not increase during the remaining term and that you would not have the opportunity to increase your interest rate. A penalty may be imposed for early withdrawal. Limited-time offer. IRAs not included.

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