Tap to pay uses short‐range wireless technology to make secure payments between a contactless card and a contactless‐enabled checkout terminal. When you tap near the Contactless Symbol , your payment is sent for authorization.

No, actual tapping is not necessary. Your card needs to be within 1‐2 inches of the Contactless Symbol  to initiate a payment. It works best when your contactless card is held flat over the Contactless Symbol , versus held at an angle.

Yes. If you don’t see the Contactless Symbol on the checkout terminal, you can still swipe or insert your contactless card.

Yes. You can tap to pay at millions of places around the world, wherever you see the Contactless Symbol . In countries like Australia, Canada, the UK and France, over half of retailers currently accept contactless payments. If tapping to pay is not available at a location, you can simply swipe or insert your contactless card at checkout.

Yes. Just like with a chip card, each transaction is accompanied by a one‐time code that securely protects your payment information

The card securely transmits information including the account number, expiration date, and a unique one‐time code that changes for every in‐person transaction and encrypts your payment information.

No. The technology behind tapping to pay requires the merchant to initiate the payment. Next, the contactless card must be tapped or held within 1 ‐ 2 inches of the contactless‐enabled terminal in order for a transaction to take place.

No. Contactless‐enabled checkout terminals will only communicate with one card at a time. If you have more than one contactless card in your wallet, you should tap the individual card you want to use, rather than tap your whole wallet.