Because No Two Businesses Are the Same
At Legacy Bank, we offer a variety of business accounts tailored to fit the specific needs of your business. Our friendly staff will guide you through the account options, discuss the benefits and features available and provide solutions to help ensure a strong banking relationship.
We’ve Got Options for All Styles of Business
Standard Checking Accounts:
Free Business Checking

- $100 minimum opening deposit
- No minimum balance requirements
- Unlimited Electronic Transactions
- 50 items at no charge – checks, deposits and deposited items; excess items $.50 each
- Electronic Bank Statement required to avoid a $5 service charge
- Business Debit Card(s) – upon approval

Primary Business Checking

An account for low monthly transaction volume
- $100 minimum opening deposit
- No monthly maintenance fee if minimum daily balance is $1,000 or higher
- $7 monthly maintenance fee if minimum daily balance is lower than $1,000
- 150 items at no charge (includes checks, deposits, electronic transactions and deposited items); excess items $.25 each
- Business Debit Card(s) – upon approval

Progressive Business Checking Account

An account for mid-level transaction volume
- $100 minimum opening deposit
- No monthly maintenance fee if daily balance is $5,000 or higher
- $15 monthly maintenance fee if daily balance is lower than $5,000
- 400 items at no charge (including checks, deposits, electronic transactions and deposited items); excess items $.25 each
- Business Debit Card(s) – upon approval

Premier Business Checking Account

An account for high monthly transaction volume
- $100 opening deposit
- $10 monthly maintenance fee
- $.15 per debit or credit
- $.10 per electronic debit or credit
- $.05 per item deposited (Legacy Bank checks are waived)
- Earnings Credit Allowance Rate is calculated on the average available balance – in some cases, this “earnings credit” may offset service charges. On negative collected balances, the Wall Street Journal prime rate plus 3% will be charged. The Credit Allowance Rate is set monthly.
- Business Debit Card(s) – upon approval

Interest Earning Checking Accounts
Business Checking NOW Account*

*Only available for eligible sole proprietorships and non-profit organizations.
- $1,000 minimum opening deposit
- No monthly maintenance fee if daily balance is $1,000 or higher
- $8 monthly maintenance fee if daily balance falls below $1,000
- Interest rate subject to change, compounded daily & credited monthly

Money Market Checking Accounts
Money Market Account

- $2,500 minimum opening deposit
- No monthly maintenance fee if daily balance is $2,500 or higher
- $8 monthly maintenance fee if daily balance is lower than $2,500
- Six checks per month allowed, a $10 charge will be assessed per withdrawal after six
- Interest rate subject to change, compounded and credited monthly

Money Market Business Account Deposit Rates
Money Market Business Account Deposit Rates
Note: scroll left and right to view full table.Product | Minimum Opening Deposit | Daily Balances Of: | Interest Rate | APY |
---|---|---|---|---|
Money Market | $2,500 | Up to $249,999.99 | 0.75% | 0.75% |
$250,000 - 999,999.99 | 1.49% | 1.50% | ||
$1,000,000 - 1,999,999.99 | 2.23% | 2.25% | ||
$2,000,000 and up | 3.82% | 3.90% |
At Legacy Bank, we offer a variety of business accounts tailored to fit the specific needs of your business. Our friendly staff will guide you through the account options, discuss the benefits and features available and provide solutions to help ensure a strong banking relationship.
Note: scroll left and right to view full table.Help Center
Deciding what to do with your money doesn’t have to be overwhelming. Check out our Help Center for free resources and answers to the most common questions!
Visit Help CenterCustomer Resources
Business Debit Card Application
Follow the link below to apply for a business debit card through Legacy Bank.
Download Document
Business Credit Card Application
Follow the link below to apply for a business credit card through Legacy Bank.
Apply for Credit Card
Business Check Re-order
Follow the link below to re-order checks for your business accounts.
Visit Website
Personal Financial Statement
Follow the link below to access your personal Financial Statement.
Download DocumentRelated Articles
Legacy Bank Has The Perfect Checking Account Options For Your Business!
Visit a nearby branch location to open a business checking account today.
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