Personal Banking

Planning for the Future With Confidence

Legacy Bank is dedicated to helping our customers select the right retirement or general savings vehicle, which should consider your income, current tax situation and long-term outlook.

CDs with a Variety of Terms

Traditional & Roth IRAs

Competitive, Fixed Interest Rates

From Marc Zwygart, Legacy Bank Customer “Love our community and Legacy Bank. Not only do they provide great banking services but are very helpful in financial planning.”

Personal Personal Banking

Savings Options Tailored to You

CDs & IRAs

Certificates of Deposit (CD)

When you invest in a CD, your money earns interest over a set period of time. Once the CD has matured, you may withdraw the money or roll it over for a new term. Legacy Bank offers CDs with a variety of terms, interest rates and minimum deposits.

Specially suited for those with a low-risk tolerance
A variety of terms from four (4) weeks to five (5) years
Competitive interest rates
$10,000 minimum deposit for terms less than six months
$1,000 deposit minimum deposit for terms six months and greater
Interest compounded quarterly for terms of six (6) months or greater
Interest paid at maturity for four (4) week and thirteen (13) week terms
Automatic renewal with ten (10) day grace period
An early withdrawal is subject to penalty

Time Deposit (CD) Rates

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Product	Minimum Opening Deposit	Interest Rate	APY
4 Week	$10,000	0.20%	0.20%
13 Week	$10,000	0.30%	0.30%
6 Month	$1,000	0.35%	0.35%
1 Year	$1,000	0.55%	0.55%
18 Month	$1,000	0.60%	0.60%
2 Year	$1,000	0.70%	0.70%
3 Year	$1,000	0.80%	0.80%
4 Year	$1,000	0.85%	0.85%
5 Year	$1,000	0.90%	0.90%

The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.
Please note:

The interest rate and APY may change after account opening.
Fees may reduce earnings.
Disclosure

CDs & IRAs

Individual Retirement Account (IRA)

$100 minimum opening deposit
Traditional and Roth IRAs
Fixed Rates
Make deposits to the 18-month product anytime

Individual Retirement Account (IRA) Deposit Rates

Note: scroll left and right to view full table.

Time Deposit	Minimum Opening Deposit	Interest Rate	APY
6 Month	$100	0.35%	0.35%
18-Month: Add-On	$100	0.60%	0.60%

The APY assumes interest will remain on deposit until maturity.
It will automatically renew.
Penalty may be imposed for early withdrawals.
Disclosure

Calculator CDs & IRAs

Savings & Retirement Calculator

Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.

Information and interactive calculators are made available to you as self-help tools for your independent use. We can not and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Open Calculator

Personal Banking

Customer Resources

Switch Kit

Switching to Legacy Bank? Download the document through the link below to make the switch!