Planning for the Future With Confidence
Legacy Bank is dedicated to helping our customers select the right retirement or general savings vehicle, which should consider your income, current tax situation and long-term outlook.
CDs with a Variety of Terms
Traditional & Roth IRAs
Competitive, Fixed Interest Rates
Earn 3.80% APY on a 15-month CD
Secure this limited-time offer today. Call us at (316) 260-3711 or visit one of our locations today to get started.
Click Here For More InformationApply for an Account Online
Required Information
Before applying online, ensure you have the below information. Please keep in mind that, due to security reasons, once you start the application, you will not be able to return to previous steps to revise your information.
- Address, phone number and email address
- Social Security number, date of birth and identification, such as a driver’s license, state-issued identification or a passport
- Mother’s maiden name
- Employment status
- Funding for the new account (You will need the account number and routing number of another bank account or a debit/credit card.)
Important information about procedures for opening a new account: To open an account, you must be at least 16 years of age, must be a Kansas resident and cannot be a resident alien. If you do not meet these requirements, you may still open an account in person at any Legacy Bank location or by calling us at 316‑260‑3711. Some accounts may not be eligible to open online.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What that means to you: when you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask you to send us a copy of your driver’s license or other identifying documents.
Certificates of Deposit (CD)
When you invest in a CD, your money earns interest over a set period of time. Once the CD has matured, you may withdraw the money or roll it over for a new term. Legacy Bank offers CDs with a variety of terms, interest rates and minimum deposits.
- Specially suited for those with a low-risk tolerance
- A variety of terms from four (4) weeks to five (5) years
- Competitive interest rates
- Interest compounded quarterly for terms of six (6) months or greater
- Interest paid at maturity for four (4) week and thirteen (13) week terms
- Automatic renewal with ten (10) day grace period
- An early withdrawal is subject to penalty
Time Deposit (CD) Rates
Note: scroll left and right to view full table.| Product | Minimum Balance to Obtain APY | Interest Rate | APY |
|---|---|---|---|
| 15 Month (Special Promotion) | $5,000 | 3.75% | 3.80% |
| 4 Week (28 day) | $10,000 | 0.25% | 0.25% |
| 13 Week (91 day) | $10,000 | 0.50% | 0.50% |
| 6 Month | $1,000 | 1.99% | 2.00% |
| 1 Year | $1,000 | 2.97% | 3.00% |
| 18 Month | $1,000 | 3.21% | 3.25% |
| 2 Year | $1,000 | 3.26% | 3.30% |
| 3 Year | $1,000 | 3.31% | 3.35% |
| 4 Year | $1,000 | 3.36% | 3.40% |
| 5 Year | $1,000 | 3.41% | 3.45% |
The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.
Please note:
- The interest rate and APY may change after account opening.
- Fees may reduce earnings.
- Disclosure
Individual Retirement Account (IRA)
- $100 minimum opening deposit
- Traditional and Roth IRAs
- Fixed Rates
- Make deposits to the 18-month product anytime
Individual Retirement Account (IRA) Deposit Rates
Note: scroll left and right to view full table.| Time Deposit | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 6 Month | $100 | 1.99% | 2.00% |
| 18 Month: Add-On | $100 | 3.21% | 3.25% |
The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.
Please note:
- The APY assumes interest will remain on deposit until maturity.
- It will automatically renew.
- Penalty may be imposed for early withdrawals.
- Disclosure
Savings & Retirement Calculator
Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
Information and interactive calculators are made available to you as self-help tools for your independent use. We can not and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
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From Marc Zwygart, Legacy Bank Customer“Love our community and Legacy Bank. Not only do they provide great banking services but are very helpful in financial planning.”
Customer Resources
Switch Kit
Switching to Legacy Bank? Download the document through the link below to make the switch!
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Personal Check Re-Order
Follow the link below to re-order checks for your personal accounts
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Follow the link below to register and access your credit card statement.
Visit Website Apply for a Credit Card
Follow the link below to apply for a credit card through Legacy Bank.
Visit Website Apply for a Debit Card
Follow the link below to apply for a debit card through Legacy Bank.
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