Personal Loans

You Have Dreams… Let’s Fulfill Them

Legacy Bank offers some of the most competitive personal loan rates in the area and has many loan options designed to meet your individual needs.

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Experienced Loan Professionals
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Personalized Service
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A Variety of Lending Options at Competitive Rates

Personal Loan Application Request

Did you know that it is possible to utilize the money you have in savings or in a Certificate of Deposit (CD) to secure a new loan? We look forward to helping you use your savings effectively!

Request Application
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Personal Loans

Personal Loans

Auto Loans

Personal Auto Loans Legacy Bank Ks

Whether you are considering purchasing a new vehicle or are looking to refinance a current vehicle, we can help you save! New loans and refinancing options often apply to:

  • New Vehicles
  • Used Vehicles
  • Recreation Vehicles (RVs)
  • Boats
  • Motorcycles
Personal Auto Loans Legacy Bank Ks
Automobile Loan Rates
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Car Rates 2012 NewerAPR* As Low As***
Up to 72 Months**4.50%

*Annual Percentage Rate (APR) assumes all loan origination fees are paid at the time of loan closing, financing loan origination fees will affect final loan APR and monthly payment.  **For example a $30,000 loan at an interest rate of 4.50% for a 72-month term, on a 2012 or newer automobile with a 750+ credit score, monthly payment would be $476.31, (Annual Percentage Rate 4.50%).  Monthly payment amounts vary by loan term and rates.

**72 month-term eligible on vehicles with loan amounts greater than $30,000.

***Lowest possible APR based on credit and underwriting for qualified borrowers.

Please note:

  • Loan is subject to credit approval.
  • Rates offered are not guaranteed and are subject to change without notice.
Car Rates 2011 Older

Car Rates 2011 Older

Note: scroll left and right to view full table.
Car Rates 2011 OlderAPR* As Low As***
Up to 60 Months**5.50%

*Annual Percentage Rate (APR) assumes all loan origination fees are paid at the time of loan closing, financing loan origination fees will affect final loan APR and monthly payment.  **For example a $10,000 loan at an interest rate of 5.50% for a 60-month term, on a 2011 or older automobile with a 750+ credit score, monthly payment would be $191.05, (Annual Percentage Rate 5.50%).  Monthly payment amounts vary by loan term and rates.

**60 month-term eligible on vehicles with loan amounts greater than $10,000.

***Lowest possible APR based on credit and underwriting for qualified borrowers.

Please note:

  • Loan is subject to credit approval.
  • Rates offered are not guaranteed and are subject to change without notice.
Motorcycle, ATV, RV, Watercraft, Motor Home Loan Rates
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Motorcycles, ATV, RV, WAtercraft, MotorhomesAPR As Low As**
Up to 60 Months5.50%

*Annual Percentage Rate (APR) assumes all loan origination fees are paid at the time of loan closing, financing loan origination fees will affect final loan APR and monthly payment.  **For example a $10,000 loan at an interest rate of 5.50% for a 60-month term, with a 750+ credit score, monthly payment would be $191.05, (Annual Percentage Rate 5.50%).  Monthly payment amounts vary by loan term and rates.

**Lowest possible APR based on credit and underwriting for qualified borrowers.

Please note:

  • Loan is subject to credit approval.
  • Rates offered are not guaranteed and are subject to change without notice.
Home loans

Home Equity Lines of Credit

This line of credit can be used for several things, including: home improvements, get-away vacations, college tuition and more.
Home Equity Line of Credit

Choose a rate that's best for you

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TermAPR as low as
7 Year Variable Rate*4.99%
3 Year Fixed Rate**5.25%

*A Variable Annual Percentage Rate is based on a seven-year term and is set by New York Prime. The rate 4.99% includes a discount of .26% for automatic payments. As of 08/01/19 New York Prime was 5.25%. Payments are the greater of either 1% of the outstanding balance or a minimum $100. Interest only payments are also available. No origination fee, owner occupied loans up to 90% loan to value. Variable rates are adjusted monthly to New York Prime on the 1st of every month. Rates have a floor of 4.50%APR and a ceiling of 12.00% APR.

**A Fixed Annual Percentage Rate is based on a three-year term and is 5.25%APR through the life of the credit line. The rate includes a discount of .25% for automatic payments.   Payments are the greater of either 1% of the outstanding balance or a minimum $100. Interest only payments are also available. No origination fee, owner occupied loans up to 90% loan to value.

  • Loan is subject to credit approval.
  • Rates offered are not guaranteed and are subject to change without notice.
Personal Personal

Home Loans

Legacy Bank offers some of the most competitive mortgage rates in the area. We have many loan options designed to meet your individual needs.

discount Construction, Bridge and Lot

Thinking about building your new home or interested in purchasing a lot? Legacy Bank will fund a loan based on the appraised value of your future home. Legacy Bank also offers construction-to-permanent financing with a variety of lock periods and some of the most competitive mortgage rates in the area.

Calculator Personal Loan Calculator

Simple Loan Calculator

Personal Calculators Legacy Bank Ks

Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!

Information and interactive calculators are made available to you as self-help tools for your independent use. We can not and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Open Calculator
Personal Calculators Legacy Bank Ks

Debt Consolidation

If you have high interest debt and/or high payments, Legacy Bank can help you consolidate your debt, lower your rate and payment, and pay it off sooner!

Personal Personal Loans

Loan Professionals Ready to Help

Our friendly staff is here to help you with all your lending needs. We will use our expertise to find the right program for you.
Diana No Background 2

Diana Barnard

Consumer Loan Officer ShowClose Contact Info
Contact Info
  • Direct: (620) 672.6421
  • NMLS #: 1683399
Kim Bugner, Loan Officer

Kim Bugner

Assistant Vice President / Consumer Lending Manager ShowClose Contact Info
Contact Info
  • Direct: (316) 260-3711
  • Address: 3711 N. Ridge Rd., Wichita, KS 67205
  • NMLS #: 578432
HaffieldKatiecroppedweb2 2018

Katie Haffield

Consumer Loan Officer ShowClose Contact Info
Contact Info
  • Direct: (316) 260-3711
  • Address: 3711 N. Ridge Rd., Wichita, KS 67205
  • NMLS #: 578438
Personal Banking

Customer Resources

discount Apply for a Debit Card

Follow the link below to apply for a debit card through Legacy Bank.

Download Document

discount Apply for a Credit Card

Follow the link below to apply for a debit card through Legacy Bank.

Download Document

discount Access Your Credit Card Statement

Follow the link below to register and access your credit card statement.

Visit Website

discount Personal Check Re-Order

Follow the link below to re-order checks for your personal accounts

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discount Switch Kit

Switching to Legacy Bank? Download the document through the link below to make the switch!

Download Document

Legacy Bank is Ready to Help With All Your Lending Needs!

Contact one of the loan professional above or visit the nearest branch location.

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