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*Annual Percentage Rate (APR) assumes all loan origination fees are paid at the time of loan closing, financing loan origination fees will affect final loan APR and monthly payment.  **For example a $30,000 loan at an interest rate of 5.25% for a 72-month term, on a 2021 or newer automobile with a 740+ credit score, monthly payment would be $486.75, (Annual Percentage Rate 5.49%).  Monthly payment amounts vary by loan term and rates. **72 month-term eligible on vehicles with loan amounts greater than $30,000. ***Lowest possible APR based on credit and underwriting for qualified borrowers. Please note:

• Loan is subject to credit approval.
• Rates offered are not guaranteed and are subject to change without notice.

*Annual Percentage Rate (APR) assumes all loan origination fees are paid at the time of loan closing, financing loan origination fees will affect final loan APR and monthly payment.  **For example a $10,000 loan at an interest rate of 5.75% for a 60-month term, on a 2020 or older automobile with a 740+ credit score, monthly payment would be $192.17, (Annual Percentage Rate 6.59%.  Monthly payment amounts vary by loan term and rates. **60 month-term eligible on vehicles with loan amounts greater than $10,000. ***Lowest possible APR based on credit and underwriting for qualified borrowers. Please note:

• Loan is subject to credit approval.
• Rates offered are not guaranteed and are subject to change without notice.

*Annual Percentage Rate (APR) assumes all loan origination fees are paid at the time of loan closing, financing loan origination fees will affect final loan APR and monthly payment.  **For example a $10,000 loan at an interest rate of 7.75% for a 60-month term, with a 740+ credit score, monthly payment would be $201.57, (Annual Percentage Rate 8.61%).  Monthly payment amounts vary by loan term and rates. **Lowest possible APR based on credit and underwriting for qualified borrowers. Please note:

• Loan is subject to credit approval.
• Rates offered are not guaranteed and are subject to change without notice.

 7 Year Variable Rate *The Annual Percentage Rate (APR) is variable and may change.  The APR is based on the Wall Street Journal U.S. Prime Rate minus 0.75% and includes a discount for automatic payments.  If automatic payments are terminated, the APR will increase by 0.25%.  The APR can change monthly and is subject to a floor rate of 5.00% and a ceiling rate of 11.00%.  If automatic payments are terminated, the APR will be subject to a floor rate of 5.25%.  As of 12/11/2025 the Wall Street Journal U.S. Prime Rate was 6.75%. Multiple payment options to choose from. Home must be owner occupied. Loan to Value not to exceed 90%. Costs required to open range from $16 to $1,204.00.  Property insurance will be required, and if applicable, flood insurance will be required. 3 Year Fixed Rate *The Annual Percentage Rate (APR) is fixed for the life of the loan. The 6.25% APR includes a discount for automatic payments.  If automatic payments are terminated the APR will increase by 0.25%. Multiple payment options to choose from. Home must be owner occupied. Loan to Value not to exceed 90%. Costs required to open range from $16 to $1,204.00.  Property insurance will be required, and if applicable, flood insurance will be required.

• Loan is subject to credit approval.
• Rates offered are not guaranteed and are subject to change without notice.