You Have Dreams… Let’s Fulfill Them
Legacy Bank offers some of the most competitive personal loan rates in the area and has many loan options designed to meet your individual needs.
Personal Loans
Auto Loans
Whether you are considering purchasing a new vehicle or are looking to refinance a current vehicle, we can help you save! New loans and refinancing options often apply to:
- New Vehicles
- Used Vehicles
- Recreation Vehicles (RVs)
- Boats
- Motorcycles
Personal Loan Application
Apply online for an auto, personal/unsecured, Motorcycle, RV, Boat Loan today!
Online Application - Get StartedAutomobile Rates 2021 Newer
Note: scroll left and right to view full table.| Term | APR* As Low As*** |
|---|---|
| Up to 72 Months** | 5.49% |
*Annual Percentage Rate (APR) assumes all loan origination fees are paid at the time of loan closing, financing loan origination fees will affect final loan APR and monthly payment. **For example a $30,000 loan at an interest rate of 5.25% for a 72-month term, on a 2021 or newer automobile with a 740+ credit score, monthly payment would be $486.75, (Annual Percentage Rate 5.49%). Monthly payment amounts vary by loan term and rates.
**72 month-term eligible on vehicles with loan amounts greater than $30,000.
***Lowest possible APR based on credit and underwriting for qualified borrowers.
Please note:
- Loan is subject to credit approval.
- Rates offered are not guaranteed and are subject to change without notice.
Automobile Rates 2020 Older
Note: scroll left and right to view full table.| Term | APR* As Low As*** |
|---|---|
| Up to 60 Months** | 6.59% |
Motorcycle, ATV, RV, Watercraft, Motorhomes
Note: scroll left and right to view full table.| Term | APR As Low As** |
|---|---|
| Up to 60 Months | 8.61% |
*Annual Percentage Rate (APR) assumes all loan origination fees are paid at the time of loan closing, financing loan origination fees will affect final loan APR and monthly payment. **For example a $10,000 loan at an interest rate of 7.75% for a 60-month term, with a 740+ credit score, monthly payment would be $201.57, (Annual Percentage Rate 8.61%). Monthly payment amounts vary by loan term and rates.
**Lowest possible APR based on credit and underwriting for qualified borrowers.
Please note:
- Loan is subject to credit approval.
- Rates offered are not guaranteed and are subject to change without notice.
Home Equity Lines of Credit
This line of credit can be used for several things, including: home improvements, get-away vacations, college tuition and more.Home Equity Line of Credit
Choose a rate that's best for you
Note: scroll left and right to view full table.| Term | *APR as low as |
|---|---|
| 7 Year Variable Rate | 6.00% |
| 3 Year Fixed Rate | 6.25% |
Home Loans
Legacy Bank offers some of the most competitive mortgage rates in the area. We have many loan options designed to meet your individual needs.Construction, Bridge and Lot
Thinking about building your new home or interested in purchasing a lot? Legacy Bank will fund a loan based on the appraised value of your future home. Legacy Bank also offers construction-to-permanent financing with a variety of lock periods and some of the most competitive mortgage rates in the area.
Simple Loan Calculator
Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!
Information and interactive calculators are made available to you as self-help tools for your independent use. We can not and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Open Calculator
Debt Consolidation
If you have high interest debt and/or high payments, Legacy Bank can help you consolidate your debt, lower your rate and payment, and pay it off sooner!
Loan Professionals Ready to Help
Our friendly staff is here to help you with all your lending needs. We will use our expertise to find the right program for you.
Customer Resources
Personal Check Re-Order
Follow the link below to re-order checks for your personal accounts
Visit WebsiteAccess Your Credit Card Statement
Follow the link below to register and access your credit card statement.
Visit WebsiteApply for a Credit Card
Follow the link below to apply for a credit card through Legacy Bank.
Visit WebsiteApply for a Debit Card
Follow the link below to apply for a debit card through Legacy Bank.
Download DocumentRelated Articles
Legacy Bank is Ready to Help With All Your Lending Needs!
Contact one of the loan professional above or visit the nearest branch location.