Personal Loans

You Have Dreams… Let’s Fulfill Them

Legacy Bank offers some of the most competitive personal loan rates in the area and has many loan options designed to meet your individual needs.

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Experienced Loan Professionals
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Personalized Service
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A Variety of Lending Options at Competitive Rates

Personal Loan Application Request

Did you know that it is possible to utilize the money you have in savings or in a Certificate of Deposit (CD) to secure a new loan? We look forward to helping you use your savings effectively!

Request Application
Personal Legacy Bank

Personal Loans

Personal Loans

Auto Loans

Personal Auto Loans Legacy Bank Ks

Whether you are considering purchasing a new vehicle or are looking to refinance a current vehicle, we can help you save! New loans and refinancing options often apply to:

  • New Vehicles
  • Used Vehicles
  • Recreation Vehicles (RVs)
  • Boats
  • Motorcycles
Personal Auto Loans Legacy Bank Ks
Automobile Loan Rates
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Car Rates 2013 NewerAPR* As Low As***
Up to 72 Months**4.50%

*Annual Percentage Rate (APR) assumes all loan origination fees are paid at the time of loan closing, financing loan origination fees will affect final loan APR and monthly payment.  **For example a $30,000 loan at an interest rate of 4.50% for a 72-month term, on a 2012 or newer automobile with a 750+ credit score, monthly payment would be $476.31, (Annual Percentage Rate 4.50%).  Monthly payment amounts vary by loan term and rates.

**72 month-term eligible on vehicles with loan amounts greater than $30,000.

***Lowest possible APR based on credit and underwriting for qualified borrowers.

Please note:

  • Loan is subject to credit approval.
  • Rates offered are not guaranteed and are subject to change without notice.
Car Rates 2012 Older

Car Rates 2012 Older

Note: scroll left and right to view full table.
Car Rates 2012 OlderAPR* As Low As***
Up to 60 Months**5.50%

*Annual Percentage Rate (APR) assumes all loan origination fees are paid at the time of loan closing, financing loan origination fees will affect final loan APR and monthly payment.  **For example a $10,000 loan at an interest rate of 5.50% for a 60-month term, on a 2011 or older automobile with a 750+ credit score, monthly payment would be $191.05, (Annual Percentage Rate 5.50%).  Monthly payment amounts vary by loan term and rates.

**60 month-term eligible on vehicles with loan amounts greater than $10,000.

***Lowest possible APR based on credit and underwriting for qualified borrowers.

Please note:

  • Loan is subject to credit approval.
  • Rates offered are not guaranteed and are subject to change without notice.
Motorcycle, ATV, RV, Watercraft, Motor Home Loan Rates
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Motorcycles, ATV, RV, WAtercraft, MotorhomesAPR As Low As**
Up to 60 Months5.50%

*Annual Percentage Rate (APR) assumes all loan origination fees are paid at the time of loan closing, financing loan origination fees will affect final loan APR and monthly payment.  **For example a $10,000 loan at an interest rate of 5.50% for a 60-month term, with a 750+ credit score, monthly payment would be $191.05, (Annual Percentage Rate 5.50%).  Monthly payment amounts vary by loan term and rates.

**Lowest possible APR based on credit and underwriting for qualified borrowers.

Please note:

  • Loan is subject to credit approval.
  • Rates offered are not guaranteed and are subject to change without notice.
Home loans

Home Equity Lines of Credit

This line of credit can be used for several things, including: home improvements, get-away vacations, college tuition and more.
Home Equity Line of Credit

Choose a rate that's best for you

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Term*APR as low as
7 Year Variable Rate4.00%
3 Year Fixed Rate4.25%

 7 Year Variable Rate

*The Annual Percentage Rate (APR) is variable and may change.  The APR is based on the Wall Street Journal U.S. Prime Rate plus 0.00% and includes a discount for automatic payments.  If automatic payments are terminated, the APR will increase by 0.25%.  The APR can change monthly and is subject to a floor rate of 4.00% and a ceiling rate of 12%.  If automatic payments are terminated, the APR will be subject to a floor rate of 4.25%.  As of 03/16/2020 the Wall Street Journal U.S. Prime Rate was 3.25%.

Multiple payment options to choose from. Home must be owner occupied. Loan to Value not to exceed 90%. Costs required to open range from $16 to $939.  Property insurance will be required, and if applicable, flood insurance will be required.

3 Year Fixed Rate

*The Annual Percentage Rate (APR) is fixed for the life of the loan. The 4.25% APR includes a discount for automatic payments.  If automatic payments are terminated the APR will increase by 0.25%.

Multiple payment options to choose from. Home must be owner occupied. Loan to Value not to exceed 90%. Costs required to open range from $16 to $939.  Property insurance will be required, and if applicable, flood insurance will be required.

  • Loan is subject to credit approval.
  • Rates offered are not guaranteed and are subject to change without notice.
Personal Personal

Home Loans

Legacy Bank offers some of the most competitive mortgage rates in the area. We have many loan options designed to meet your individual needs.

discount Construction, Bridge and Lot

Thinking about building your new home or interested in purchasing a lot? Legacy Bank will fund a loan based on the appraised value of your future home. Legacy Bank also offers construction-to-permanent financing with a variety of lock periods and some of the most competitive mortgage rates in the area.

Calculator Personal Loan Calculator

Simple Loan Calculator

Personal Calculators Legacy Bank Ks

Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!

Information and interactive calculators are made available to you as self-help tools for your independent use. We can not and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Open Calculator
Personal Calculators Legacy Bank Ks

Debt Consolidation

If you have high interest debt and/or high payments, Legacy Bank can help you consolidate your debt, lower your rate and payment, and pay it off sooner!

Personal Personal Loans

Loan Professionals Ready to Help

Our friendly staff is here to help you with all your lending needs. We will use our expertise to find the right program for you.
Diana Headshot

Diana Barnard

Consumer Loan Officer ShowClose Contact Info
Contact Info
  • Direct: (620) 672.6421
  • NMLS #: 1683399
Kim Updated

Kim Bugner

Assistant Vice President / Consumer Lending Manager ShowClose Contact Info
Contact Info
  • Direct: (316) 260-3711
  • Address: 3711 N. Ridge Rd., Wichita, KS 67205
  • NMLS #: 578432
Katie Updated

Katie Haffield

Consumer Loan Officer ShowClose Contact Info
Contact Info
  • Direct: (316) 260-3711
  • Address: 3711 N. Ridge Rd., Wichita, KS 67205
  • NMLS #: 578438
Personal Banking

Customer Resources

discount Switch Kit

Switching to Legacy Bank? Download the document through the link below to make the switch!

Download Document

discount Personal Check Re-Order

Follow the link below to re-order checks for your personal accounts

Visit Website

discount Access Your Credit Card Statement

Follow the link below to register and access your credit card statement.

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discount Apply for a Credit Card

Follow the link below to apply for a credit card through Legacy Bank.

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discount Apply for a Debit Card

Follow the link below to apply for a debit card through Legacy Bank.

Download Document

Legacy Bank is Ready to Help With All Your Lending Needs!

Contact one of the loan professional above or visit the nearest branch location.

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