Personal Banking

Earn Money Just for Saving

With either of our savings account options, you can earn money just for saving! Choose one or both of the options below.

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Interest Earned on Balances
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No Account Fee Options & Free Withdrawal Options
Open Online Personal Banking

Open an Account Online

Required Information

Before proceeding, ensure you have the below information. Please keep in mind that, due to security reasons, once you start the process, you will not be able to return to previous steps to revise your information.

  • Address, phone number and email address
  • Social Security number, date of birth and identification, such as a driver’s license, state-issued identification or a passport
  • Mother’s maiden name
  • Employment status
  • Funding for the new account (You will need the account number and routing number of another bank account or a debit/credit card.)

Important information about procedures for opening a new account: To open an account, you must be at least 16 years of age, must be a Kansas resident and cannot be a resident alien. If you do not meet these requirements, you may still open an account in person at any Legacy Bank location or by calling us at 316‑260‑3711. Some accounts may not be eligible to open online.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What that means to you: when you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask you to send us a copy of your driver’s license or other identifying documents.

Savings Account

Standard Savings Account

  • $100 minimum opening deposit
  • No monthly maintenance fee if daily balance is $25 or higher
  • A $1 monthly charge will be assessed if the balance falls below $25
  • Three withdrawals per month at no charge
  • A $1 monthly charge will be assessed per withdrawal in excess of three per month with minimum daily balances under $2,500
  • Interest rate subject to change; compounded daily and credited quarterly
Standard Savings Account Deposit Rates
Note: scroll left and right to view full table.
ProductMinimum Opening DepositInterest RateAPYOpen Acccount
Standard Savings Account$1000.25%0.25%Open Online

The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.
Please note:

  • The interest rate and APY may change after account opening.
  • Fees may reduce earnings.
  • Disclosure
Savings Account

Health Savings Account

  • $100 minimum opening deposit required
  • No fee assessed for first 12 statements
  • A $5 monthly maintenance fee will be assessed after the 12th statement if the minimum daily balance falls below $1,000 any day in that cycle
  • Interest compounded and credited monthly on daily balances $1,000 and above
  • Interest is based on a tiered variable rate
  • Unlimited check writing
  • Debit card with no annual fee
  • FDIC insured
Health Savings Account Deposit Rates
Note: scroll left and right to view full table.
ProductMinimum Opening DepositDaily Balances of:Minimum Balance to obtain ABYInterest RateAPY
Health Savings Account$0$1,000 — 2,499.99$1000*0.25%0.25%
$2,500 and Up$2500*0.50%0.50%

The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.
Please note:

  • The interest rate and APY may change after account opening.
  • Fees may reduce earnings.
  • *Daily balance. The amount of the principle in the account each day.
  • Disclosure
Personal Banking

Customer Resources

discount Switch Kit

Switching to Legacy Bank? Download the document through the link below to make the switch!

Download Document

discount Personal Check Re-Order

Follow the link below to re-order checks for your personal accounts

Visit Website

discount Access Your Credit Card Statement

Follow the link below to register and access your credit card statement.

Visit Website

discount Apply for a Credit Card

Follow the link below to apply for a credit card through Legacy Bank.

Visit Website

discount Apply for a Debit Card

Follow the link below to apply for a debit card through Legacy Bank.

Download Document

Legacy Bank Can Help You Earn Money Just for Saving!

Visit a nearby branch location to open your personal savings account today.

View Locations