Earn Money Just for Saving
With either of our savings account options, you can earn money just for saving! Choose one or both of the options below.
Apply for an Account Online
Required Information

Before applying online, ensure you have the below information. Please keep in mind that, due to security reasons, once you start the application, you will not be able to return to previous steps to revise your information.
- Address, phone number and email address
- Social Security number, date of birth and identification, such as a driver’s license, state-issued identification or a passport
- Mother’s maiden name
- Employment status
- Funding for the new account (You will need the account number and routing number of another bank account or a debit/credit card.)
To open an account, you must be at least 16 years of age, must be a Kansas resident and cannot be a resident alien.
Apply Online - Coming Soon!
Standard Savings Account

- $100 minimum opening deposit
- No monthly maintenance fee if daily balance is $25 or higher
- A $1 monthly charge will be assessed if the balance falls below $25
- Three withdrawals per month at no charge
- A $1 monthly charge will be assessed per withdrawal in excess of three per month with minimum daily balances under $2,500
- Interest rate subject to change; compounded daily and credited quarterly

Standard Savings Account Deposit Rates
Note: scroll left and right to view full table.Product | Minimum Opening Deposit | Interest Rate | APY |
---|---|---|---|
Standard Savings Account | $100 | 0.12% | 0.12% |
The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.
Please note:
- The interest rate and APY may change after account opening.
- Fees may reduce earnings.
- Disclosure
Health Savings Account

- $100 minimum opening deposit required
- No fee assessed for first 12 statements
- A $5 monthly maintenance fee will be assessed after the 12th statement if the minimum daily balance falls below $1,000 any day in that cycle
- Interest compounded and credited monthly on daily balances $1,000 and above
- Interest is based on a tiered variable rate
- Unlimited check writing
- Debit card with no annual fee
- FDIC insured

Health Savings Account Deposit Rates
Note: scroll left and right to view full table.Product | Minimum Opening Deposit | Daily Balances of: | Interest Rate | APY |
---|---|---|---|---|
Health Savings Account | $0 | $1,000 — 2,499.99 | 0.15% | 0.15% |
$2,500 and Up | 0.20% | 0.20% |
The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.
Please note:
- The interest rate and APY may change after account opening.
- Fees may reduce earnings.
- Disclosure
Customer Resources
Switch Kit
Switching to Legacy Bank? Download the document through the link below to make the switch!
Download Document
Personal Check Re-Order
Follow the link below to re-order checks for your personal accounts
Visit Website
Access Your Credit Card Statement
Follow the link below to register and access your credit card statement.
Visit Website
Apply for a Credit Card
Follow the link below to apply for a credit card through Legacy Bank.
Visit Website
Apply for a Debit Card
Follow the link below to apply for a debit card through Legacy Bank.
Download DocumentLegacy Bank Can Help You Earn Money Just for Saving!
Visit a nearby branch location to open your personal savings account today.
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