Earn Money Just for Saving
With either of our savings account options, you can earn money just for saving! Choose one or both of the options below.
Interest Earned on Balances
No Account Fee Options & Free Withdrawal Options
Start Accruing Interest Today!
Standard Savings Account
- $100 minimum opening deposit
- No monthly maintenance fee if daily balance is $25 or higher
- A $1 monthly charge will be assessed if the balance falls below $25
- Three withdrawals per month at no charge
- A $1 monthly charge will be assessed per withdrawal in excess of three per month with minimum daily balances under $2,500
- Interest rate subject to change; compounded daily and credited quarterly
Standard Savings Account Deposit Rates
Note: scroll left and right to view full table.| Product | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| Standard Savings Account | $100 | 0.30% | 0.30% |
The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.
Please note:
- The interest rate and APY may change after account opening.
- Fees may reduce earnings.
- Disclosure
Health Savings Account
- $100 opening deposit required
- No fee assessed for first 12 statements
- A $5 monthly maintenance fee will be assessed after the 12th statement if the minimum daily balance falls below $1,000 any day in that cycle
- Interest compounded and credited monthly on daily balances $1,000 and above
- Interest is based on a tiered variable rate
- Unlimited check writing
- Debit card with no annual fee
- FDIC insured
Health Savings Account Deposit Rates
Note: scroll left and right to view full table.| Product | Minimum Opening Deposit | Daily Balances of: | Interest Rate | APY |
|---|---|---|---|---|
| Health Savings Account | $100 | Up to $1,000 — 2,499.99 | 0.25% | 0.25% |
| $2,500 and Up | 0.30% | 0.30% |
The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.
Please note:
- The interest rate and APY may change after account opening.
- Fees may reduce earnings.
- Disclosure
Customer Resources
Apply for a Debit Card
Follow the link below to apply for a debit card through Legacy Bank.
Download Document
Apply for a Credit Card
Follow the link below to apply for a credit card through Legacy Bank.
Visit Website Access Your Credit Card Statement
Follow the link below to register and access your credit card statement.
Visit Website Personal Check Re-Order
Follow the link below to re-order checks for your personal accounts
Visit Website Switch Kit
Switching to Legacy Bank? Download the document through the link below to make the switch!
Download DocumentLegacy Bank Can Help You Earn Money Just for Saving!
Visit a nearby branch location to open your personal savings account today.
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