Fraud isn’t just a buzzword. It’s a real concern for individuals and businesses alike. At Legacy Bank, we’re committed to providing our customers the tools they need to stay protected. And after the strong turnout at our recent Financial Fraud Seminar, it’s clear our customers are looking for reassurance that they’re information is protected. At Legacy Bank, we offer a wide range of secure, easy-to-use digital tools designed to help you monitor your accounts, stay in control of your finances, and reduce your exposure to fraud. Here’s a closer look at how they work, and how you can leverage them to prevent financial fraud!

Online Bill Pay

Paying bills the “old-fashioned” way (via snail mail) can leave you vulnerable to stolen checks or lost envelopes. Legacy Bank’s Online Bill Pay allows you to handle payments quickly and securely, right from your online banking account. And, when used in combination with our easy-to-use online banking platform, customers can add external accounts, remove old payees, and manage everything from our mobile app—no stamps or envelopes required. Signing up is a simple way you can stay organized, avoid late payments, and reduce the risk of mail fraud.

View our step-by-step guide for setting up Online Bill Pay!

eStatements

If you’ve ever waited days for your paper bank statement to arrive, you know how frustrating it can be. With eStatements, your monthly statement is available immediately after it’s posted, absolutely no waiting or wondering. Online banking statements include the same information as traditional bank statements and are a quicker, more secure, and convenient alternative! Here’s why more customers are making the switch:

• Faster Delivery—You’ll get an email as soon as your statement is ready, and you can access it instantly online. Need a copy? Download and save it for your records.
• Enhanced Security—Unlike printed statements that can be lost or stolen in the mail, eStatements are encrypted and available only through your secure online banking login, helping prevent financial fraud or potential identity theft.
• Reduced Carbon Footprint—Going paperless also means reducing your environmental impact. No paper, no ink, no waste!

Discover how to access eStatements!

Card Control

Ever left your debit card at a restaurant and worried about someone using it before you could cancel it? With Legacy Bank’s Card Control feature, you don’t have to guess. You can lock or unlock your credit and debit cards instantly. When enabled, you can also receive usage alerts, set your location, manage your spending, explore merchants, and review your transaction types, while staying informed of attempted fraud and declined transactions. If something looks off, you can act immediately—no phone call required.

Get started with Card Control!

Secure Messaging

At Legacy Bank, your security is our top priority; however, we believe managing your account should also feel intuitive and straightforward. That’s why we’ve made several recent updates to enhance your protection while streamlining your access. Recently, we’ve introduced the following features to make secure banking even easier:

• Two-Factor Authentication: We’ve introduced an extra layer of protection for all online banking users with two-factor authentication. When you log in, you’ll be prompted to enter a One-Time PIN (OTP) sent to you via text or email, helping ensure that only you can access your account.
• Password Policy Update: No more mandatory password changes every six months. Instead, we’ll send you an annual recommendation to update your password, but the choice is yours. It’s a simpler way to stay secure without the inconvenience of constant updates.
• Easier Account Recovery: If you ever get locked out of your online banking account, resetting your password is now quicker and more user-friendly. Instead of entering your account number, you’ll simply use your Social Security Number (SSN) to verify your identity and reset your login, keeping your information safe and more secure.

Click here for step-by-step instructions on enrolling in text message alerts!