Rates & Fees
For current deposit rates in the Wichita area, please call (316) 260-3711. For current rates in the Pratt area, please call (620) 672-6421.
Loan Rates
Automobile Loan Rates
| Year | Term | Interest Rate | APY as low as*. |
|---|---|---|---|
| 2016 - New | Up to 72 months** | 5.15% | 5.499% |
| 2012 - 2015 | 48 months | 6.10% | 6.611% |
| 2008 - 2011 | 36 months | 6.65% | 7.319% |
| 2007 - Older | 24 months | 7.15% | 8.130% |
Monthly payment amounts vary by loan term and rates. For example a $10,000 loan at an interest rate of 5.15% for a 60-month term, the monthly payment would be $189.44 (APR 5.573%).
Interest rate is based on a .25% automatic payment discount from a Legacy Bank account. Rate may increase if automatic payments are discontinued at any time.
**72 month-term eligible on new vehicles only with loan amounts greater than $30,000.
Please note:
- Loan is subject to credit approval.
- Rates offered are not guaranteed and are subject to change without notice.
Motorcycle, ATV, RV, Watercraft, Motor Home Loan Rates
| Year | Term | Interest Rate | APY as low as*. |
|---|---|---|---|
| 2016 - New | 60 months | 8.900% | 9.326% |
| 2012 - 2015 | 48 months | 9.400% | 9.922% |
| 2011 - older | 36 months | 10.25% | 10.928% |
Monthly payment amounts vary by loan term and rates. For example a $10,000 loan at an interest rate of 8.900% for a 60-month term, the monthly payment would be $207.08 (APR 9.326%).
Please note:
- Loan is subject to credit approval.
- Rates offered are not guaranteed and are subject to change without notice.