Help Center

Rates & Fees

For current deposit rates in the Wichita area, please call (316) 260-3711. For current rates in the Pratt area, please call (620) 672-6421.

Rates Help Center

Loan Rates

Automobile Loan Rates
YearTermInterest RateAPY as low as*.
2016 - NewUp to 72 months**5.15%5.499%
2012 - 201548 months6.10%6.611%
2008 - 201136 months6.65%7.319%
2007 - Older24 months7.15%8.130%

Monthly payment amounts vary by loan term and rates. For example a $10,000 loan at an interest rate of 5.15% for a 60-month term, the monthly payment would be $189.44 (APR 5.573%).

Interest rate is based on a .25% automatic payment discount from a Legacy Bank account. Rate may increase if automatic payments are discontinued at any time.
**72 month-term eligible on new vehicles only with loan amounts greater than $30,000.

Please note:

  • Loan is subject to credit approval.
  • Rates offered are not guaranteed and are subject to change without notice.



Motorcycle, ATV, RV, Watercraft, Motor Home Loan Rates
YearTermInterest RateAPY as low as*.
2016 - New60 months8.900%9.326%
2012 - 201548 months9.400%9.922%
2011 - older36 months10.25%10.928%

Monthly payment amounts vary by loan term and rates. For example a $10,000 loan at an interest rate of 8.900% for a 60-month term, the monthly payment would be $207.08 (APR 9.326%).

Please note:

  • Loan is subject to credit approval.
  • Rates offered are not guaranteed and are subject to change without notice.