Rates & Fees
For current deposit rates in the Wichita area, please call (316) 260-3711. For current rates in the Pratt area, please call (620) 672-6421.
Loan Rates
Car Rates 2011 Older
Car Rates 2011 Older
| Car Rates 2011 Older | 750+ Credit Score | 650-749 Credit Score | 649 Below - Credit Score |
| 36 Months | 5.50% APR | 6.25% APR | 7.50% APR |
| 48 Months | 5.50% APR | 6.50% APR | 7.50% APR |
| 60 Months** | 5.50% APR | 6.75% APR | 7.75% APR |
| Minimum loan amount $10,000 |
Monthly payment amounts vary by loan term and rates. For example a $10,000 loan at an interest rate of 5.50% for a 60-month term, on a 2011 or older automobile with a 750+ credit score, the monthly payment would be $190.96 (Annual Percentage Rate 5.9176%).
Please note:
- Loan is subject to credit approval.
- Rates offered are not guaranteed and are subject to change without notice.
Automobile Loan Rates
| Car Rates 2012 Newer | 750+ Credit Rating | 650-749 Credit Rating | 649 below - Credit Rating |
|---|---|---|---|
| 36 Months | 4.50% APR | 5.25% APR | 6.50% APR |
| 48 Months | 4.50% APR | 5.50% APR | 6.75% APR |
| 60 Months | 4.50% APR | 5.75% APR | 7.00% APR |
| 72 Months* | 4.50% APR | 6.00% APR | 7.25% APR |
| * Minimum loan amount $30,000 |
Monthly payment amounts vary by loan term and rates. For example a $10,000 loan at an interest rate of 4.50% for a 60-month term, on a 2012 or newer automobile with a 750+ credit score,the monthly payment would be $186.39 (Annual Percentage Rate 4.9138%).
*72 month-term eligible on vehicles with loan amounts greater than $30,000.
Please note:
- Loan is subject to credit approval.
- Rates offered are not guaranteed and are subject to change without notice.
Motorcycle, ATV, RV, Watercraft, Motor Home Loan Rates
| 750+ Credit Score | 650-749 Credit Score | ||
|---|---|---|---|
| 36 Months | 5.50% APR | 6.25% APR | |
| 48 Months | 5.50% APR | 6.50% APR | |
| 60 Months | 5.50% APR | 6.75% APR |
Monthly payment amounts vary by loan term and rates. For example a $10,000 loan at an interest rate of 5.50% for a 60-month term, with a 750+ credit score, the monthly payment would be $190.96 (Annual Percentage Rate 7.9255%).
Please note:
- Loan is subject to credit approval.
- Rates offered are not guaranteed and are subject to change without notice.