Help Center

Rates & Fees

For current deposit rates in the Wichita area, please call (316) 260-3711. For current rates in the Pratt area, please call (620) 672-6421.

Rates Help Center

Loan Rates

Car Rates 2011 Older

Car Rates 2011 Older

Car Rates 2011 Older750+650-749649 Below
36 Months5.50%6.25%7.50%
48 Months5.50%6.50%7.50%
60 Months**5.50%6.75%7.75%
Minimum loan amount $10,000

Monthly payment amounts vary by loan term and rates. For example a $10,000 loan at an interest rate of 5.50% for a 60-month term, on a 2011 or older automobile with a 750+ credit score, the monthly payment would be $190.96 (APR 5.9176%).

Please note:

  • Loan is subject to credit approval.
  • Rates offered are not guaranteed and are subject to change without notice.



Automobile Loan Rates
Car Rates 2012 Newer750+650-749649 below
36 Months4.50%5.25%6.50%
48 Months4.50%5.50%6.75%
60 Months4.50%5.75%7.00%
72 Months*4.50%6.00%7.25%
* Minimum loan amount $30,000

Monthly payment amounts vary by loan term and rates. For example a $10,000 loan at an interest rate of 4.50% for a 60-month term, on a 2012 or newer automobile with a 750+ credit score,the monthly payment would be $186.39 (APR 4.9138%).

*72 month-term eligible on vehicles with loan amounts greater than $30,000.

Please note:

  • Loan is subject to credit approval.
  • Rates offered are not guaranteed and are subject to change without notice.



Motorcycle, ATV, RV, Watercraft, Motor Home Loan Rates
750+650-749
36 Months5.50%6.25%
48 Months5.50%6.50%
60 Months5.50%6.75%

Monthly payment amounts vary by loan term and rates. For example a $10,000 loan at an interest rate of 5.50% for a 60-month term, with a 750+ credit score, the monthly payment would be $190.96 (APR 7.9255%).

Please note:

  • Loan is subject to credit approval.
  • Rates offered are not guaranteed and are subject to change without notice.