Rates & Fees
For current deposit rates in the Wichita area, please call (316) 260-3711. For current rates in the Pratt area, please call (620) 672-6421.
Loan Rates
Automobile Rates 2013 Older
| Term | APR* As Low As*** |
|---|---|
| Up to 60 Months** | 4.91% |
*Annual Percentage Rate (APR) assumes all loan origination fees are paid at the time of loan closing, financing loan origination fees will affect final loan APR and monthly payment. **For example a $10,000 loan at an interest rate of 4.50% for a 60-month term, on a 2013 or older automobile with a 740+ credit score, monthly payment would be $186.41, (Annual Percentage Rate 4.91%). Monthly payment amounts vary by loan term and rates.
**60 month-term eligible on vehicles with loan amounts greater than $10,000.
***Lowest possible APR based on credit and underwriting for qualified borrowers.
Please note:
- Loan is subject to credit approval.
- Rates offered are not guaranteed and are subject to change without notice.
Automobile Rates 2014 Newer
| Term | APR* As Low As*** |
|---|---|
| Up to 72 Months** | 3.36% |
*Annual Percentage Rate (APR) assumes all loan origination fees are paid at the time of loan closing, financing loan origination fees will affect final loan APR and monthly payment. **For example a $30,000 loan at an interest rate of 3.25% for a 72-month term, on a 2014 or newer automobile with a 740+ credit score, monthly payment would be $459.14, (Annual Percentage Rate 3.36%). Monthly payment amounts vary by loan term and rates.
**72 month-term eligible on vehicles with loan amounts greater than $30,000.
***Lowest possible APR based on credit and underwriting for qualified borrowers.
Please note:
- Loan is subject to credit approval.
- Rates offered are not guaranteed and are subject to change without notice.
Motorcycle, ATV, RV, Watercraft, Motorhomes
| Term | APR As Low As** |
|---|---|
| Up to 60 Months | 5.91% |
*Annual Percentage Rate (APR) assumes all loan origination fees are paid at the time of loan closing, financing loan origination fees will affect final loan APR and monthly payment. **For example a $10,000 loan at an interest rate of 5.50% for a 60-month term, with a 740+ credit score, monthly payment would be $190.99, (Annual Percentage Rate 5.91%). Monthly payment amounts vary by loan term and rates.
**Lowest possible APR based on credit and underwriting for qualified borrowers.
Please note:
- Loan is subject to credit approval.
- Rates offered are not guaranteed and are subject to change without notice.