Rates & Fees
For current deposit rates in the Wichita area, please call (316) 260-3711. For current rates in the Pratt area, please call (620) 672-6421.
Loan Rates
Automobile Rates 2014 Older
| Term | APR* As Low As*** |
|---|---|
| Up to 60 Months** | 5.15% |
*Annual Percentage Rate (APR) assumes all loan origination fees are paid at the time of loan closing, financing loan origination fees will affect final loan APR and monthly payment. **For example a $10,000 loan at an interest rate of 5.00% for a 60-month term, on a 2014 or older automobile with a 740+ credit score, monthly payment would be $566.26, (Annual Percentage Rate 5.15%). Monthly payment amounts vary by loan term and rates.
**60 month-term eligible on vehicles with loan amounts greater than $10,000.
***Lowest possible APR based on credit and underwriting for qualified borrowers.
Please note:
- Loan is subject to credit approval.
- Rates offered are not guaranteed and are subject to change without notice.
Automobile Rates 2015 Newer
| Term | APR* As Low As*** |
|---|---|
| Up to 72 Months** | 4.07% |
*Annual Percentage Rate (APR) assumes all loan origination fees are paid at the time of loan closing, financing loan origination fees will affect final loan APR and monthly payment. **For example a $30,000 loan at an interest rate of 3.95% for a 72-month term, on a 2015 or newer automobile with a 740+ credit score, monthly payment would be $468.76, (Annual Percentage Rate 4.07%). Monthly payment amounts vary by loan term and rates.
**72 month-term eligible on vehicles with loan amounts greater than $30,000.
***Lowest possible APR based on credit and underwriting for qualified borrowers.
Please note:
- Loan is subject to credit approval.
- Rates offered are not guaranteed and are subject to change without notice.
Motorcycle, ATV, RV, Watercraft, Motorhomes
| Term | APR As Low As** |
|---|---|
| Up to 60 Months | 5.93% |
*Annual Percentage Rate (APR) assumes all loan origination fees are paid at the time of loan closing, financing loan origination fees will affect final loan APR and monthly payment. **For example a $10,000 loan at an interest rate of 5.50% for a 60-month term, with a 740+ credit score, monthly payment would be $191.06, (Annual Percentage Rate 5.93%). Monthly payment amounts vary by loan term and rates.
**Lowest possible APR based on credit and underwriting for qualified borrowers.
Please note:
- Loan is subject to credit approval.
- Rates offered are not guaranteed and are subject to change without notice.