Rates & Fees
For current deposit rates in the Wichita area, please call (316) 260-3711. For current rates in the Pratt area, please call (620) 672-6421.
Loan Rates
Car Rates 2011 Older
Car Rates 2011 Older
| Car Rates 2011 Older | APR* As Low As*** |
|---|---|
| Up to 60 Months** | 5.50% |
*Annual Percentage Rate (APR) assumes all loan origination fees are paid at the time of loan closing, financing loan origination fees will affect final loan APR and monthly payment. **For example a $10,000 loan at an interest rate of 5.50% for a 60-month term, on a 2011 or older automobile with a 750+ credit score, monthly payment would be $191.05, (Annual Percentage Rate 5.50%). Monthly payment amounts vary by loan term and rates.
**60 month-term eligible on vehicles with loan amounts greater than $10,000.
***Lowest possible APR based on credit and underwriting for qualified borrowers.
Please note:
- Loan is subject to credit approval.
- Rates offered are not guaranteed and are subject to change without notice.
Automobile Loan Rates
| Car Rates 2012 Newer | APR* As Low As*** |
|---|---|
| Up to 72 Months** | 4.50% |
*Annual Percentage Rate (APR) assumes all loan origination fees are paid at the time of loan closing, financing loan origination fees will affect final loan APR and monthly payment. **For example a $30,000 loan at an interest rate of 4.50% for a 72-month term, on a 2012 or newer automobile with a 750+ credit score, monthly payment would be $476.31, (Annual Percentage Rate 4.50%). Monthly payment amounts vary by loan term and rates.
**72 month-term eligible on vehicles with loan amounts greater than $30,000.
***Lowest possible APR based on credit and underwriting for qualified borrowers.
Please note:
- Loan is subject to credit approval.
- Rates offered are not guaranteed and are subject to change without notice.
Motorcycle, ATV, RV, Watercraft, Motor Home Loan Rates
| Motorcycles, ATV, RV, WAtercraft, Motorhomes | APR As Low As** |
|---|---|
| Up to 60 Months | 5.50% |
*Annual Percentage Rate (APR) assumes all loan origination fees are paid at the time of loan closing, financing loan origination fees will affect final loan APR and monthly payment. **For example a $10,000 loan at an interest rate of 5.50% for a 60-month term, with a 750+ credit score, monthly payment would be $191.05, (Annual Percentage Rate 5.50%). Monthly payment amounts vary by loan term and rates.
**Lowest possible APR based on credit and underwriting for qualified borrowers.
Please note:
- Loan is subject to credit approval.
- Rates offered are not guaranteed and are subject to change without notice.