Rates & Fees
For current deposit rates in the Wichita area, please call (316) 260-3711. For current rates in the Pratt area, please call (620) 672-6421.
Deposit Rates
Interest Checking Account Deposit Rates
| Product | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| Interest NOW Checking | $1,000 | 0.05% | 0.05% |
| Legacy 55 NOW Checking | $100 | 0.05% | 0.05% |
The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.
Please note:
- The interest rate and APY may change after account opening.
- Fees may reduce earnings.
- A daily balance of $500 must be maintained to obtain the stated APY for Legacy 55 account.
- Interest NOW Checking Disclosure
- Legacy 55 NOW Checking Disclosure
Money Market Checking Account Deposit Rates
| Product | Minimum Opening Deposit | Daily Balances of: | Interest Rate | APY |
|---|---|---|---|---|
| Money Market | $2,500 | Up to $99,999.99 | 0.25% | 0.25% |
| $100,000—199,999.99 | 0.30% | 0.30% | ||
| $200,000 —999,999.99 | 0.40% | 0.40% | ||
| $1,000,000 and up | 0.60% | 0.60% |
The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.
Please note:
- The interest rate and APY may change after account opening.
- Fees may reduce earnings.
- Disclosure
Standard Savings Account Deposit Rates
| Product | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| Standard Savings Account | $100 | 0.25% | 0.25% |
The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.
Please note:
- The interest rate and APY may change after account opening.
- Fees may reduce earnings.
- Disclosure
Health Savings Account Deposit Rates
| Product | Minimum Opening Deposit | Daily Balances of: | Interest Rate | APY |
|---|---|---|---|---|
| Health Savings Account | $100 | Up to $1,000 — 2,499.99 | 0.25% | 0.25% |
| $2,500 and Up | 0.30% | 0.30% |
The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.
Please note:
- The interest rate and APY may change after account opening.
- Fees may reduce earnings.
- Disclosure
Time Deposit (CD) Rates
| Product | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 4 Week | $10,000 | 0.20% | 0.20% |
| 13 Week | $10,000 | 0.35% | 0.35% |
| 6 Month | $1,000 | 0.45% | 0.45% |
| 1 Year | $1,000 | 0.75% | 0.75% |
| 18 Month | $1,000 | 0.80% | 0.80% |
| 2 Year | $1,000 | 0.95% | 0.95% |
| 3 Year | $1,000 | 1.10% | 1.10% |
| 4 Year | $1,000 | 1.15% | 1.15% |
| 5 Year | $1,000 | 1.19% | 1.20% |
The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.
Please note:
- The interest rate and APY may change after account opening.
- Fees may reduce earnings.
- Disclosure
Individual Retirement Account (IRA) Deposit Rates
| Time Deposit | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 6 Month | $100 | 0.45% | 0.45% |
| 18-Month: Add-On | $100 | 0.80% | 0.80% |
The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.
Please note:
- The APY assumes interest will remain on deposit until maturity.
- It will automatically renew.
- Penalty may be imposed for early withdrawals.
- Disclosure