Rates & Fees
For current deposit rates in the Wichita area, please call (316) 260-3711. For current rates in the Pratt area, please call (620) 672-6421.
Deposit Rates
Interest Checking Account Deposit Rates
| Product | Minimum Opening Deposit | Interest Rate | APY | Open Account |
|---|---|---|---|---|
| Interest NOW Checking | $1,000 | 0.25% | 0.25% | Open Online |
The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.
Please note:
- The interest rate and APY may change after account opening.
- Fees may reduce earnings.
- Interest NOW Checking Disclosure
Money Market Checking Account Deposit Rates
| Product | Minimum Opening Deposit | Daily Balances of: | Interest Rate | APY | Open Account |
|---|---|---|---|---|---|
| Money Market | $2,500 | Up to $99,999.99 | 0.25% | 0.25% | Open Online |
| $100,000—199,999.99 | 0.40% | 0.40% | Open Online | ||
| $200,000 —999,999.99 | 0.50% | 0.50% | Open Online | ||
| $1,000,000 and up | 0.75% | 0.75% | Open Online |
The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.
Please note:
- The interest rate and APY may change after account opening.
- Fees may reduce earnings.
- Disclosure
Standard Savings Account Deposit Rates
| Product | Minimum Opening Deposit | Interest Rate | APY | Open Acccount |
|---|---|---|---|---|
| Standard Savings Account | $100 | 0.25% | 0.25% | Open Online |
The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.
Please note:
- The interest rate and APY may change after account opening.
- Fees may reduce earnings.
- Disclosure
Health Savings Account Deposit Rates
| Product | Minimum Opening Deposit | Daily Balances of: | Minimum Balance to obtain ABY | Interest Rate | APY |
|---|---|---|---|---|---|
| Health Savings Account | $0 | $1,000 — 2,499.99 | $1000* | 0.25% | 0.25% |
| $2,500 and Up | $2500* | 0.50% | 0.50% |
The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.
Please note:
- The interest rate and APY may change after account opening.
- Fees may reduce earnings.
- *Daily balance. The amount of the principle in the account each day.
- Disclosure
Time Deposit (CD) Rates
| Product | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 4 Week | $10,000 | 0.25% | 0.25% |
| 13 Week | $10,000 | 0.35% | 0.35% |
| 6 Month | $1,000 | 0.75% | 0.75% |
| 1 Year | $1,000 | 1.39% | 1.40% |
| 18 Month | $1,000 | 1.39% | 1.40% |
| 2 Year | $1,000 | 1.49% | 1.50% |
| 3 Year | $1,000 | 1.49% | 1.50% |
| 4 Year | $1,000 | 1.59% | 1.60% |
| 5 Year | $1,000 | 1.59% | 1.60% |
The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.
Please note:
- The interest rate and APY may change after account opening.
- Fees may reduce earnings.
- Disclosure
Individual Retirement Account (IRA) Deposit Rates
| Time Deposit | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 6 Month | $100 | 0.75% | 0.75% |
| 18 Month: Add-On | $100 | 1.39% | 1.40% |
The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.
Please note:
- The APY assumes interest will remain on deposit until maturity.
- It will automatically renew.
- Penalty may be imposed for early withdrawals.
- Disclosure