Rates & Fees
For current deposit rates in the Wichita area, please call (316) 260-3711. For current rates in the Pratt area, please call (620) 672-6421.
Deposit Rates
Interest Checking Account Deposit Rates
Product | Minimum Opening Deposit | Interest Rate | APY |
---|---|---|---|
Interest NOW Checking | $1,000 | 0.05% | 0.05% |
The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.
Please note:
- The interest rate and APY may change after account opening.
- Fees may reduce earnings.
- Interest NOW Checking Disclosure
Money Market Checking Account Deposit Rates
Product | Minimum Opening Deposit | Daily Balances of: | Interest Rate | APY |
---|---|---|---|---|
Money Market | $2,500 | Up to $99,999.99 | 0.15% | 0.15% |
$100,000—199,999.99 | 0.17% | 0.17% | ||
$200,000 —999,999.99 | 0.20% | 0.20% | ||
$1,000,000 and up | 0.25% | 0.25% |
The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.
Please note:
- The interest rate and APY may change after account opening.
- Fees may reduce earnings.
- Disclosure
Standard Savings Account Deposit Rates
Product | Minimum Opening Deposit | Interest Rate | APY |
---|---|---|---|
Standard Savings Account | $100 | 0.12% | 0.12% |
The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.
Please note:
- The interest rate and APY may change after account opening.
- Fees may reduce earnings.
- Disclosure
Health Savings Account Deposit Rates
Product | Minimum Opening Deposit | Daily Balances of: | Interest Rate | APY |
---|---|---|---|---|
Health Savings Account | $0 | $1,000 — 2,499.99 | 0.15% | 0.15% |
$2,500 and Up | 0.20% | 0.20% |
The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.
Please note:
- The interest rate and APY may change after account opening.
- Fees may reduce earnings.
- Disclosure
Time Deposit (CD) Rates
Product | Minimum Opening Deposit | Interest Rate | APY |
---|---|---|---|
4 Week | $10,000 | 0.15% | 0.15% |
13 Week | $10,000 | 0.17% | 0.17% |
6 Month | $1,000 | 0.20% | 0.20% |
1 Year | $1,000 | 0.30% | 0.30% |
18 Month | $1,000 | 0.35% | 0.35% |
2 Year | $1,000 | 0.40% | 0.40% |
3 Year | $1,000 | 0.50% | 0.50% |
4 Year | $1,000 | 0.55% | 0.55% |
5 Year | $1,000 | 0.65% | 0.65% |
The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.
Please note:
- The interest rate and APY may change after account opening.
- Fees may reduce earnings.
- Disclosure
Individual Retirement Account (IRA) Deposit Rates
Time Deposit | Minimum Opening Deposit | Interest Rate | APY |
---|---|---|---|
6 Month | $100 | 0.20% | 0.20% |
18 Month: Add-On | $100 | 0.35% | 0.35% |
The annual percentage yields (APY) are accurate as of today and are subject to change without notice. The annual percentage yield on all Time Deposits with a term length indicated in a range of days/months is calculated on the maximum term length for that particular deposit.
Please note:
- The APY assumes interest will remain on deposit until maturity.
- It will automatically renew.
- Penalty may be imposed for early withdrawals.
- Disclosure